Do you know if you have the coverage
that you need? We will look at your
individual needs to help you identify
any possible gaps or double coverage.
We also look for any discounts that
you may qualify for. We offer many
coverages with the limits and prices
that will fit your needs.
Auto and Motorcycle Insurance
Homeowners Insurance
Your home is probably your largest
investment and one you use every
day.  The loss of your home would be
a very traumatic event. We have
policies and options that can insure
your home and lifestyle.
Flood Insurance
Flood insurance is not always
considered until it is too late. Rising
ground water is not  covered on your
Homeowners policy! We can offer you
this protection with a flood policy.  
PERSONAL INSURANCE
BUSINESS INSURANCE
Renters insurance is a coverage that
seems to be overlooked many times
and it can cover furniture and those
personal belongings that would be
hard to live without. It is a very
affordable coverage and no renter
should be without it!
Specialty Lines of Insurance are
available for mobile homes, RV's  
motorcycles, ATV's, Boats.
Renters Insurance
Specialty Lines of insurance
Health insurance, Long Term Care
and Disability
Health insurance is vital to our
economic well being and personal
health. One trip to the hospital can
wreck your budget for years to come. If
you are not worried about yourself
think of your loved ones and what
problems you will be leaving them.
When ones health is not good
everything suffers. You may not be
able to do your job or take care of your
family. Disability insurance can help
you by providing the income to pay
bills.
Life Insurance
Some people have argued that life
insurance should actually be called
death insurance because it pays out
when someone dies but the truth is it
to help those that depend on you go
on living and therefore the name life
insurance is actually very accurate.  
We have many different kinds of life
insurance from term to universal life.
Your needs can change over time. Is it
time for you to review what has
changed in your life? Give us a call to
help you get the policy that fits your
needs now and in the future!
General Liability
General Liability is the most commonly
required coverage for a business. If
you do not own business assets it is
still needed to protect you and those
you work for from lawsuits. Most
business will require some sort of proof
that you are insured before they will
allow you to bid or work for them.
Business Real Estate and Personal
Property Insurance
Your buildings and your businesses
assets need to be covered, or a loss
due to fire or any other major loss could
suddenly put you out of business.
Business interruption coverage could
also be needed to survive a shutdown.
It can help pay the bills while repairs
are made.
Commercial auto for fleets or
individual vehicles
If you have a auto, service truck, or a
fleet of big trucks we have the
coverage for you! If you need
specialized coverage and limits for
your cargo or services. Talk to us and
we will help you get what you need!
Worker's Compensation Insurance
Employees have come to expect a
certain level of protection and so has
the state. An employer who wants to
work for another business with
employees will most certainly be asked
to carry this insurance.  Plan ahead  
and apply well before you need it. If it
has to be done through the state fund
it can take a while.
Bonds
We do performance, dishonesty,
surety, and many other bonds. Bonds
protect the other person. Beware!
They are not insurance. You will be
expected to payback the bonding
company for any money they have had
to pay out.
We give you more options by being independent agents! We contract with many
insurance carriers to provide you with the insurance coverages and options that fits
your needs! Not all companies will write the coverage you want, but there are others
who will and are
very competitive.  We ask that you let us serve you! Call us for
more information or a quote at: 903-297-4456!